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Sunday, January 29, 2006
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My car was rear-ended on Friday. Dealing with the aftermath combined with some other things that unexpectedly showed up over the weekend has been ….. trying.

I was stopped at a red-light after picking up my kids from school when my car was struck from behind by one of those heavy duty pick up trucks.  While my son seemed to be all-right, both my daughter and I had headaches afterwards, and I am still dealing with what feels like strained muscles in my neck and upper back.  At the same time, I am so very thankful there were no life threatening injuries.

I have also gained a great deal of appreciation for how cars are designed to protect their passengers. As you can see by the picture, the bumper did exactly what it was designed to do, which is absorb the impact. But the impact was great enough, and the pick-up has a high enough ground clearance that there was enough energy transferred to cave in the trunk of the car.

Of course, the physical incident itself is simply the first phase of an accident. One still has to survive the aggravation of dealing with the repairs and the insurance companies involved. In this particular case, since I was not at fault, the other party’s insurance company is handling the logistics of the repair as well as providing with me with a rental car replacement while my car is in the shop.

The annoying part is that the insurance company in question is balking on providing me with a rental that is comparable to what I have. According to them, they are not required to do so. They just have to give me a replacement car, which can be much smaller in size. Given that I provide daily transportation for two kids in booster seats and their associated equipment, I am a bit perturbed that I even need to have this particular discussion with them. I've negotiated them up to a bigger car, but still not one that is comparable to what I have. Also, since none of the body shops that the insurance company deals with are open on the weekend, I have to deal with the process of getting my car into the shop and picking up the rental during the week.

But in the end, all of those annoyances are minor compared to the fact that we are all okay! And here I was thinking that I would be having a relaxing weekend! C’est la vie!

Tags:: Musings
1/29/2006 5:54 PM Eastern Standard Time  |  Comments [6]  |  Disclaimer  |  Permalink   
Sunday, January 29, 2006 8:54:58 PM (Eastern Standard Time, UTC-05:00)
sorry about the insurance company, but mostly glad you and your girl are okay!!
Sunday, January 29, 2006 11:18:11 PM (Eastern Standard Time, UTC-05:00)
Thanks Julie.. Yes, I am just so very glad that everyone involved in the accident are okay!
Anil John
Monday, January 30, 2006 10:29:10 PM (Eastern Standard Time, UTC-05:00)
Glad to hear you and children are doing well. I have had a couple of incidents where someone ran into the back of my car (one during a rain storm, and another as the third car in a five car pileup!), and they do jar you. I wish you the best in getting the car repairs and situated with the rental.
Tuesday, January 31, 2006 8:08:22 PM (Eastern Standard Time, UTC-05:00)
Well this explains why you were out-of-it on Monday afternoon in the office. I'm relieved after reading what happened that the kids are alright. Good luck with insurance hoopla!
OC
Tuesday, January 31, 2006 9:50:07 PM (Eastern Standard Time, UTC-05:00)
Thanks Guys!
Anil John
Friday, February 17, 2006 4:37:08 PM (Eastern Standard Time, UTC-05:00)
Ouch - nasty experience! Glad you guys are all okay though.
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